Terms of Use

<h2>Use of the calculators</h2>

CalcBeam provides calculators for general informational and educational purposes. Results are estimates based on the formulas and assumptions stated on each page.

<h2>No professional advice</h2>

Nothing here is financial, medical, legal or engineering advice. For decisions with real consequences, consult a qualified professional. See the finance, health and general disclaimers.

<h2>Accuracy</h2>

We work hard to keep formulas correct and current, but we do not guarantee error-free results. Verify important numbers independently.

<h2>Acceptable use</h2>

• Do not misuse the tools to harm others or break the law.
• Do not scrape the site aggressively; reasonable personal use is fine.

<h2>Liability</h2>

To the extent permitted by law, CalcBeam is not liable for decisions made based on calculator outputs.